Mudra Loan Scheme
Here is some good news for the small businesses of
India. There are various businesses in India who want to expand their
business
but due to unavailability of funds they do not make it successful. Government
of India has decided to boost those business so that the planning of ‘Make
in India’ get successful. There are various small businesses in India who
want to boost their business. Mudra Loan Scheme of Central government
will help them to make it successful.
If we compare our country with neighboring country
China then we can see the difference between their micro businesses are
sending their products to many countries. But in India it is very difficult to
even sell their products to the other states due to lack of infrastructure. But
now Indian government has decided to lift up such small business by providing
those loans on cheaper rates. Under this scheme small business will be getting
great exposure to sell their products in the various regions of India. Here in
this webpage we will give you the details of Mudra Loan scheme.
Under Mudra Loan Scheme there are various provisions of
loans depending on the type of business of the families. Those businesses who
fulfill the criteria of availing loan from Indian government under Mudra Loan
Scheme they should not miss this opportunity because it will lift up business
to a great level. People are advised to read this webpage carefully to know the
further details of Mudra Loan Scheme such as benefits, eligibility conditions
and many other things.
Types of loans under Mudra Loan Scheme
Name
of loan
|
Assistance
|
Shishu
Mudra Loan
|
Up
to Rs. 50000/-
|
Kishor
Mudra Loan
|
Up
to Rs. 500000/-
|
Tarun
Mudra Loan
|
Rs.
500000/- to Rs. 1000000/-
|
Eligibility for Mudra Loan Scheme
As we already know that Mudra Loan Scheme is for micro
businesses of India. There are huge number of micro businesses are there in
India which need financial assistance to evolve their business. Here are the
eligibility criteria to avail Mudra Loan Scheme.
- Applicant of Mudra Loan Scheme should an Indian citizen.
- Applicants’ age should be minimum 18 years.
- Applicants’ need to show their business plans to the bank officials.
- Idea of the business expansion should be profit capturing.
- Monthly income should not be more than Rs. 10000/-
- Business should be in profit for last three years.
- Non-performing assets should be less than 3%
- Net worth of the business should at least 100 crores.
Indian government is very strict against the rule
breakers. If any business does not fulfill the above listed criteria they will
not be given loan by the bank under Mudra Loan Scheme.
PNB Mudra Loan Scheme
To take loan from Punjab National Bank (PNB) applicants
need to submit the no objection certificate from any nearest bank to avail
Mudra Loan from Punjab National Bank. After that applicants need to fill the
application form which can be obtained from the bank itself. Candidates need to
attach the required documents and paste the photographs on the application form
and submit it to the Punjab National Bank.
Note: for more information
regarding Pradhan Mantri Mudra Loan Scheme candidates can also visit: official website.
Dear candidates if you any queries related to Pradhan
Mantri Mudra Loan Scheme then you can post your queries and doubts in the
comment section. Our experts will reply to your questions very soon.
Take a Look on Below Table
0 comments:
Post a Comment