Jan Dhan Yojana
Scheme: New appointed Prime Minister of India Mr. Narendra Modi’s addressed
to the nation by striving economic inclusion plan as Pradhan Mantri Jan Dhan Yojana. News for this scheme was disclosed
On the 67th Independence Day.Through this plan Bank accounts and RuPay debit
cards with inbuilt insurance cover of Rs 1 lakh will be provided to crores of
persons under this scheme.
Chief target of this scheme is to deliver banking accounts and helping the government to save billions of rupees on social spending. The amazing fact is seen at very day in the beginning of scheme is approx.1 crore bank accounts was opened on the first day of the launch of the Pradhan Mantri Jan Dhan Yojana (PMJDY).
Mr. Narendra Modi has stated to all the banks’ officers by
sending 7.25 lakh emails in concern of financial inclusion scheme which is Jan
Dhan Yojana. According to an official relize 60,000 camps are opened in rural
and urban areas.
It is assuming that till the August scheme seeks to afford 02
accounts to 7.5 crore. During unavailability of the valid (genuine) official
documents persons can ‘small accounts’ with banks which can be opened by the
simple use of self-attested photograph, signature or thumb print in the
presence of an official of the bank.
Reserve Bank of India (RBI) has also magnified that there is
it is not necessary of providing 02 separate documents for proof of identity
and proof of address. This launch will give a big-bang reforms needed to break
out of a cycle of low growth and high inflation.
Now all small and smaller worker can also enjoy this scheme
by depositing amount in the bank to contribute in the economy of the country. With
the help of the planning every bank holder will definitely get a debit card and
accident insurance cover up to 100,000 rupees ($1,654). 5,000 benefits will
also provide to account holder as an overdraft facility.
Advantages and
challenges of Jan Dhan Yojana: Check the content given below in bullet
format:
- The scheme is going to increase $43 billion subsidy bill in Indian economy, which is equivalent to more than 2 per cent of its GDP, for handouts of grain, fuel and fertilizer.
- It also moderates the impact of moneylenders and other informal financing channels that operate outside the ambit of the Reserve Bank of India (RBI), blunting its monetary policy tools.
- This is the light of salvation with new direction for the poor and low-income groups’ persons.
- This Yojana also anticipates expansion of Direct Benefit Transfer under various Government schemes through bank accounts of the beneficiaries of PMJDY, sources privy to the contours.
- Jan Dhan Yojana Scheme is likely to be undeveloped as soon as in the lack of mechanism on the proper place of repayments.
Note: Dear
candidates if you are seriously interested in this scheme of government then go
to any of the enlisted bank take advantage as soon as possible.
Take a Look on Below Table
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